Plan Types
Term Insurance
Pure protection at lowest cost - Coverage up to ₹5 Cr with affordable premiums
Whole Life
Lifetime coverage with savings - Protection up to 99 years with maturity benefits
ULIP
Investment with insurance - Market-linked returns with life cover
Key Features
High Coverage
Sum assured up to ₹5 crore
Tax Benefits
Deductions under Section 80C & 10(10D)
Family Protection
Financial security for loved ones
Flexible Tenure
Choose policy term from 5 to 40 years
Affordable Premiums
Starting from just ₹500/month
Riders Available
Critical illness, accident, and more
Eligibility Criteria
Age: 18-65 years (entry age)
Policy term up to 99 years
Good health condition
Medical history disclosure required
Income proof required
Salary slips or ITR
Medical checkup may be needed
For higher sum assured
Premium Calculation Factors
Age & Health
Younger age and better health lead to lower premiums
Coverage Amount
Higher sum assured means higher premium but better protection
Policy Term
Longer tenure provides extended coverage for your family
Claim Settlement Process
Notify Insurer
Inform within 30 days
Submit Documents
Death certificate & claim form
Verification
Insurer reviews the claim
Settlement
Amount disbursed to nominee