Key Features
Rewards & Cashback
Earn points and cashback on every purchase
Zero Annual Fee
Select cards with lifetime free options
Fraud Protection
Zero liability on unauthorized transactions
Interest-Free Period
Up to 50 days credit period
Exclusive Offers
Special deals on dining, travel, shopping
Credit Score Boost
Build credit history with responsible use
Card Categories
Cashback Cards
Get instant cashback on all purchases - Up to 5%
Rewards Cards
Earn reward points for every spend - 2-4 points/₹100
Travel Cards
Air miles and lounge access with free visits
Fuel Cards
Save on fuel purchases - Up to 4% savings
Shopping Cards
Extra discounts on online shopping - 10-20% off
Premium Cards
Luxury benefits and concierge - Exclusive perks
Eligibility Criteria
Age: 21-65 years
Must be of legal age for credit
Minimum income: ₹15,000/month
For salaried individuals
Good credit score (700+)
Better score = better cards
Valid KYC documents
Aadhaar, PAN, address proof
Fees & Charges
Joining Fee
₹0 - ₹10,000
One-time charge
Annual Fee
₹0 - ₹5,000
Yearly maintenance
Interest Rate
36% - 42% p.a.
On outstanding balance
*Fees vary by card type and issuer
Security & Protection
EMV Chip
Secure chip technology for all transactions
3D Secure
OTP verification for online purchases
Zero Liability
Protected against unauthorized use